Reasons Renter’s Insurance is Invaluable

 

 

 

When thinking about your new apartment in the Tri-Cities, consider the great benefits of renter’s insurance.  Many people forego the option of acquiring renter’s insurance, but it is worth the small investment to have peace of mind that your belongings and financial stability are covered.  First of all, renter’s insurance tends to be incredibly affordable compared to the out of pocket expense you would pay in the event of an accident in your apartment.   Most policies average around $15 a month, and is worth the sense of security that comes with it.

 

Your landlord’s insurance will cover the building your apartment is in, however it will not cover your belongings or damage you cause to the property while living there, such as a kitchen fire or a flood from an overflowing sink or bathtub.  If damage like this occurs, your renter’s insurance may also cover temporary housing for you to stay in while your apartment is being repaired.  Otherwise, you may be held responsible for all damage caused to the rental property.

 

If you have a visitor and they have some any of accident in your apartment, without renter’s insurance you are liable.  With insurance, the issue is likely to be completely covered and will prevent you from being sued.  If a visitor, or anyone, steals your belongings from your apartment, you will be reimbursed for the value of the stole possessions.  Many people do not realize the worth of their own belongings!   

 

When applying for coverage, you do not have to insure all of your possessions, but you may be able to choose a certain amount of coverage you want for specific items.  This will in turn lower the rate paid each month.

 

Having your apartment and belongings insured helps immensely in the face of disasters like fire and theft.  Contact your local insurance agent about rates and details.  

 

Apartments in Area:

Johnson City Apartment - Pointe six52

1 to 3 BDRM apartment in Johnson City, TN from $1150 to $1600


Johnson City Apartment - The Reserve

1 to 3 BDRM apartment in Johnson City, TN from $1019 to $1564


Bristol Apartment - Shelby Heights Apartments

1 to 3 BDRM apartment in Bristol, TN from $795 to $1050


Johnson City Apartment - The Haven at Knob Creek Apartments

1 to 3 BDRM apartment in Johnson City, TN from $930 to $1350


Johnson City Apartment - Homestead Properties

1 to 4 BDRM apartment in Johnson City, TN from $575 to $1350


Johnson City Apartment - Brush Creek Meadows

1 to 3 BDRM apartment in Johnson City, TN from $650 to $1100


Johnson City Apartment - Evergreen Terrace Apartments

1 to 2 BDRM apartment in Johnson City, TN from $460 to $720


TN Apartment - Town Park Lofts

1 to 3 BDRM apartment in TN, TN from $840 to $1475


Johnson City Apartment - Ridgeview Apartments

0¼ to 2 BDRM apartment in Johnson City, TN from $325 to $655


Jonesborough Apartment - Wolfe Development

apartment in Jonesborough, TN from Call for Pricing


Johnson City Apartment - Fox Glen Townhouses

1 to 3 BDRM apartment in Johnson City, TN from $550 to $820


Gray Apartment - Hideaway Hills Apartments

2 BDRM apartment in Gray, TN from $750 to $950


Kingsport Apartment - Overlook At Indian Trail

1 to 3 BDRM apartment in Kingsport, TN from $825 to $1225


Bristol Apartment - Deer Run Apartments

1 to 3 BDRM apartment in Bristol, TN from $795 to $1005


Johnson City Apartment - Mountainview Villas

2 BDRM apartment in Johnson City, TN from $674



Tri-City Apartment & Condominium Guide

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