Reasons Renter’s Insurance is Invaluable
When thinking about your new apartment in the Tri-Cities, consider the great benefits of renter’s insurance. Many people forego the option of acquiring renter’s insurance, but it is worth the small investment to have peace of mind that your belongings and financial stability are covered. First of all, renter’s insurance tends to be incredibly affordable compared to the out of pocket expense you would pay in the event of an accident in your apartment. Most policies average around $15 a month, and is worth the sense of security that comes with it.
Your landlord’s insurance will cover the building your apartment is in, however it will not cover your belongings or damage you cause to the property while living there, such as a kitchen fire or a flood from an overflowing sink or bathtub. If damage like this occurs, your renter’s insurance may also cover temporary housing for you to stay in while your apartment is being repaired. Otherwise, you may be held responsible for all damage caused to the rental property.
If you have a visitor and they have some any of accident in your apartment, without renter’s insurance you are liable. With insurance, the issue is likely to be completely covered and will prevent you from being sued. If a visitor, or anyone, steals your belongings from your apartment, you will be reimbursed for the value of the stole possessions. Many people do not realize the worth of their own belongings!
When applying for coverage, you do not have to insure all of your possessions, but you may be able to choose a certain amount of coverage you want for specific items. This will in turn lower the rate paid each month.
Having your apartment and belongings insured helps immensely in the face of disasters like fire and theft. Contact your local insurance agent about rates and details.
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Johnson City,
TN
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$1115 to $1505
1 to 3 BDRM
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Johnson City,
TN
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$1354 to $1924
1 to 3 BDRM
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Bristol,
TN
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$950 to $1200
1 to 4 BDRM
apartment in
Johnson City,
TN
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$725 to $2200
1 to 3 BDRM
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TN,
TN
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$1309 to $1930
1 to 2 BDRM
apartment in
Johnson City,
TN
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$560 to $885
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TN
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0¼ to 2 BDRM
apartment in
Johnson City,
TN
from
$450 to $850
2 BDRM
apartment in
Johnson City,
TN
from
$1100
1 to 3 BDRM
apartment in
Bristol,
TN
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$950 to $1500
1 to 2 BDRM
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Kingsport,
TN
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$500 to $700
1 to 3 BDRM
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Johnson City,
TN
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$1079 to $1609
1 to 3 BDRM
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Bristol,
TN
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$550 to $1220
1 to 2 BDRM
apartment in
Jonesborough,
TN
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$1450 to $1550
2 to 3 BDRM
apartment in
Kingsport,
TN
from
$860 to $970