Reasons Renter’s Insurance is Invaluable

 

 

 

When thinking about your new apartment in the Tri-Cities, consider the great benefits of renter’s insurance.  Many people forego the option of acquiring renter’s insurance, but it is worth the small investment to have peace of mind that your belongings and financial stability are covered.  First of all, renter’s insurance tends to be incredibly affordable compared to the out of pocket expense you would pay in the event of an accident in your apartment.   Most policies average around $15 a month, and is worth the sense of security that comes with it.

 

Your landlord’s insurance will cover the building your apartment is in, however it will not cover your belongings or damage you cause to the property while living there, such as a kitchen fire or a flood from an overflowing sink or bathtub.  If damage like this occurs, your renter’s insurance may also cover temporary housing for you to stay in while your apartment is being repaired.  Otherwise, you may be held responsible for all damage caused to the rental property.

 

If you have a visitor and they have some any of accident in your apartment, without renter’s insurance you are liable.  With insurance, the issue is likely to be completely covered and will prevent you from being sued.  If a visitor, or anyone, steals your belongings from your apartment, you will be reimbursed for the value of the stole possessions.  Many people do not realize the worth of their own belongings!   

 

When applying for coverage, you do not have to insure all of your possessions, but you may be able to choose a certain amount of coverage you want for specific items.  This will in turn lower the rate paid each month.

 

Having your apartment and belongings insured helps immensely in the face of disasters like fire and theft.  Contact your local insurance agent about rates and details.  

 

Apartments in Area:

Johnson City Apartment - The Reserve

1 to 3 BDRM apartment in Johnson City, TN from $895 to $1359


Johnson City Apartment - Evergreen Terrace Apartments

1 to 2 BDRM apartment in Johnson City, TN from $445 to $690


Johnson City Apartment - The Haven at Knob Creek Apartments

1 to 3 BDRM apartment in Johnson City, TN from $799 to $1199


Johnson City Apartment - Fox Glen Townhouses

1 to 3 BDRM apartment in Johnson City, TN from $520 to $790


Johnson City Apartment - Homestead Properties

1 to 2 BDRM apartment in Johnson City, TN from $515 to $1150


Church Hill Apartment - The Landings On Silver Lake Apartments

1 to 3 BDRM apartment in Church Hill, TN from $635 to $835


Johnson City Apartment - UDC

1 to 3 BDRM apartment in Johnson City, TN from $525 to $895


Kingsport Apartment - Brandy Mill Apartments

1 to 3 BDRM apartment in Kingsport, TN from $709 to $1300


Bristol Apartment - Shelby Heights Apartments

1 to 3 BDRM apartment in Bristol, TN from $653 to $850


Johnson City Apartment - Greenwood Farms Apartments

1 to 2 BDRM apartment in Johnson City, TN from $590 to $690


Kingsport Apartment - Allandale Falls Apartments

1 to 3 BDRM apartment in Kingsport, TN from $530 to $749


Kingsport Apartment - Crosscreek Apartments

1 to 2 BDRM apartment in Kingsport, TN from $639 to $779


Jonesborough Apartment - Wolfe Development

1 to 2 BDRM apartment in Jonesborough, TN from $675 to $825


Johnson City Apartment - Ridgeview Apartments

2 BDRM apartment in Johnson City, TN from $625


Kingsport Apartment - The Villas at River Bend

1 to 3 BDRM apartment in Kingsport, TN from $625 to $1145



Tri-City Apartment & Condominium Guide

Apartments Guide

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